/* ================================
   CSS Variables & Reset
   ================================ */
:root {
    --primary-color: #0EA5E9;
    --primary-dark: #0284C7;
    --primary-light: #38BDF8;
    --secondary-color: #06B6D4;
    --accent-color: #14B8A6;
    
    --text-primary: #0F172A;
    --text-secondary: #475569;
    --text-light: #64748B;
    
    --bg-white: #FFFFFF;
    --bg-light: #F8FAFC;
    --bg-lighter: #F1F5F9;
    
    --border-color: #E2E8F0;
    --border-light: #F1F5F9;
    
    --success-color: #10B981;
    --error-color: #EF4444;
    
    --gradient-primary: linear-gradient(135deg, #0EA5E9 0%, #06B6D4 100%);
    --gradient-light: linear-gradient(135deg, #F0F9FF 0%, #E0F2FE 100%);
    --gradient-accent: linear-gradient(135deg, #38BDF8 0%, #14B8A6 100%);
    
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    --shadow-glow: 0 0 40px rgba(14, 165, 233, 0.15);
    
    --radius-sm: 0.375rem;
    --radius-md: 0.5rem;
    --radius-lg: 0.75rem;
    --radius-xl: 1rem;
    --radius-2xl: 1.5rem;
    
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-fast: all 0.15s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    color: var(--text-primary);
    background-color: var(--bg-white);
    line-height: 1.6;
    font-size: 16px;
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Poppins', sans-serif;
    font-weight: 700;
    line-height: 1.2;
    color: var(--text-primary);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-fast);
}

/* ================================
   Animations
   ================================ */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeInDown {
    from {
        opacity: 0;
        transform: translateY(-20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes scaleIn {
    from {
        opacity: 0;
        transform: scale(0.95);
    }
    to {
        opacity: 1;
        transform: scale(1);
    }
}

@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-30px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes slideInRight {
    from {
        opacity: 0;
        transform: translateX(30px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.05); }
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

@keyframes shimmer {
    0% { background-position: -200% 0; }
    100% { background-position: 200% 0; }
}

/* Animation utilities */
.animate-fade-in-up {
    animation: fadeInUp 0.6s ease-out forwards;
}

.animate-fade-in-down {
    animation: fadeInDown 0.6s ease-out forwards;
}

.animate-scale-in {
    animation: scaleIn 0.5s ease-out forwards;
}

.animate-delay-100 { animation-delay: 0.1s; }
.animate-delay-200 { animation-delay: 0.2s; }
.animate-delay-300 { animation-delay: 0.3s; }
.animate-delay-400 { animation-delay: 0.4s; }
.animate-delay-500 { animation-delay: 0.5s; }

/* ================================
   Skip to Content (Accessibility)
   ================================ */
.skip-to-content {
    position: absolute;
    top: -100px;
    left: 0;
    background: var(--primary-color);
    color: white;
    padding: 0.5rem 1rem;
    z-index: 10000;
}

.skip-to-content:focus {
    top: 0;
}

/* ================================
   Container
   ================================ */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

@media (max-width: 768px) {
    .container {
        padding: 0 1rem;
    }
}

/* ================================
   Navigation
   ================================ */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    z-index: 1000;
    transition: var(--transition);
}

.navbar.scrolled {
    box-shadow: var(--shadow-md);
}

.nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 0;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
    font-family: 'Poppins', sans-serif;
}

.logo-icon {
    height: 36px;
    width: auto;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 2rem;
    list-style: none;
}

.nav-link {
    color: var(--text-secondary);
    font-weight: 500;
    position: relative;
}

.nav-link:hover {
    color: var(--primary-color);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gradient-primary);
    transition: width 0.3s ease;
}

.nav-link:hover::after {
    width: 100%;
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 0.25rem;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
}

.mobile-menu-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--text-primary);
    transition: var(--transition-fast);
}

@media (max-width: 768px) {
    .mobile-menu-toggle {
        display: flex;
    }
    
    .nav-menu {
        position: fixed;
        top: 65px;
        left: -100%;
        width: 100%;
        flex-direction: column;
        background: white;
        padding: 2rem;
        box-shadow: var(--shadow-lg);
        transition: left 0.3s ease;
        gap: 1rem;
    }
    
    .nav-menu.active {
        left: 0;
    }
}

/* ================================
   Buttons
   ================================ */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.875rem 1.75rem;
    font-size: 1rem;
    font-weight: 600;
    border: none;
    border-radius: var(--radius-lg);
    cursor: pointer;
    transition: var(--transition);
    text-align: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
}

.btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
    transition: left 0.5s ease;
}

.btn:hover::before {
    left: 100%;
}

.btn-primary {
    background: var(--gradient-primary);
    color: white;
    box-shadow: 0 4px 14px rgba(14, 165, 233, 0.25);
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(14, 165, 233, 0.35);
}

.btn-primary:active {
    transform: translateY(-1px);
}

.btn-secondary {
    background: var(--bg-lighter);
    color: var(--text-primary);
}

.btn-secondary:hover {
    background: var(--border-color);
    transform: translateY(-2px);
}

.btn-light {
    background: white;
    color: var(--primary-color);
    box-shadow: var(--shadow-md);
}

.btn-light:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-xl);
}

.btn-sm {
    padding: 0.5rem 1rem;
    font-size: 0.875rem;
}

.btn-lg {
    padding: 1rem 2rem;
    font-size: 1.125rem;
}

.btn svg {
    transition: transform 0.3s ease;
}

.btn:hover svg {
    transform: translateX(4px);
}

/* ================================
   Hero Section
   ================================ */
.hero-section {
    position: relative;
    padding: 8rem 0 4rem;
    background: var(--gradient-light);
    overflow: hidden;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: 
        radial-gradient(circle at 20% 50%, rgba(14, 165, 233, 0.05) 0%, transparent 50%),
        radial-gradient(circle at 80% 80%, rgba(6, 182, 212, 0.05) 0%, transparent 50%);
    pointer-events: none;
}

.hero-content {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.hero-text {
    padding-top: 2rem;
}

.hero-title {
    font-size: 3rem;
    margin-bottom: 1.5rem;
    line-height: 1.1;
}

.gradient-text {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--text-secondary);
    margin-bottom: 1rem;
}

.hero-description {
    font-size: 1rem;
    color: var(--text-light);
}

.hero-features {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin: 2rem 0;
}

.feature-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: white;
    padding: 0.75rem 1.25rem;
    border-radius: var(--radius-lg);
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--text-primary);
    box-shadow: var(--shadow-md);
}

.feature-badge svg {
    color: var(--success-color);
    flex-shrink: 0;
}

.hero-phone {
    display: inline-flex;
    align-items: center;
    gap: 1rem;
    background: white;
    padding: 1.25rem 1.5rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    margin-top: 1rem;
}

.hero-phone svg {
    color: var(--primary-color);
    flex-shrink: 0;
}

.phone-label {
    display: block;
    font-size: 0.75rem;
    color: var(--text-light);
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.phone-number {
    display: block;
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-color);
    text-decoration: none;
    font-family: 'Poppins', sans-serif;
}

.phone-number:hover {
    color: var(--primary-dark);
}

.phone-link {
    font-weight: 600;
    color: var(--primary-color);

/* Additional responsive styles for hero features */
@media (max-width: 640px) {
    .hero-features {
        flex-direction: column;
        gap: 0.75rem;
    }
    
    .feature-badge {
        width: 100%;
        justify-content: center;
    }
    
    .hero-phone {
        width: 100%;
        flex-direction: column;
        align-items: flex-start;
    }
    
    .phone-number {
        font-size: 1.25rem;
    }
}

    text-decoration: none;
    padding: 0.5rem 1rem;
    border-radius: var(--radius-md);
    transition: var(--transition-fast);
}

.phone-link:hover {
    background: var(--bg-lighter);
}


@media (max-width: 968px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
}

@media (max-width: 640px) {
    .hero-section {
        padding: 6rem 0 3rem;
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-subtitle {
        font-size: 1.125rem;
    }
}

/* ================================
   Form Container
   ================================ */
.form-container {
    background: white;
    border-radius: var(--radius-xl);
    padding: 2rem;
    box-shadow: var(--shadow-xl);
    position: relative;
}

.form-progress {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 2rem;
}

.progress-bar {
    flex: 1;
    height: 8px;
    background: var(--bg-lighter);
    border-radius: 999px;
    overflow: hidden;
    margin-right: 1rem;
}

.progress-fill {
    height: 100%;
    background: var(--gradient-primary);
    transition: width 0.3s ease;
    border-radius: 999px;
}

.progress-text {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--text-secondary);
    white-space: nowrap;
}

/* ================================
   Form Steps
   ================================ */
.insurance-form {
    position: relative;
}

.form-step {
    display: none;
    animation: fadeIn 0.3s ease;
}

.form-step.active {
    display: block;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.form-step-title {
    font-size: 1.5rem;
    margin-bottom: 1.5rem;
    color: var(--text-primary);
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-label {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: 0.5rem;
}

.form-input,
.form-select {
    width: 100%;
    padding: 0.875rem 1rem;
    font-size: 1rem;
    border: 2px solid var(--border-color);
    border-radius: var(--radius-md);
    background: white;
    color: var(--text-primary);
    transition: var(--transition-fast);
    font-family: inherit;
}

.form-input:focus,
.form-select:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(14, 165, 233, 0.1);
}

.form-select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    background-size: 20px;
    padding-right: 3rem;
    cursor: pointer;
}

.form-hint {
    display: block;
    font-size: 0.75rem;
    color: var(--text-light);
    margin-top: 0.25rem;
}

.form-buttons {
    display: flex;
    gap: 1rem;
    margin-top: 2rem;
}

.form-buttons .btn {
    flex: 1;
}

.btn-next,
.btn-submit {
    width: 100%;
}

.btn-loader {
    display: inline-block;
    width: 20px;
    height: 20px;
    border: 2px solid rgba(255, 255, 255, 0.3);
    border-top-color: white;
    border-radius: 50%;
    animation: spin 0.6s linear infinite;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

.form-review {
    background: var(--bg-light);
    padding: 1.5rem;
    border-radius: var(--radius-md);
    margin-bottom: 1.5rem;
}

.review-text {
    color: var(--text-secondary);
}

.checkbox-label {
    display: flex;
    gap: 0.75rem;
    cursor: pointer;
    align-items: flex-start;
}

.checkbox-label input[type="checkbox"] {
    margin-top: 0.25rem;
    width: 20px;
    height: 20px;
    cursor: pointer;
    accent-color: var(--primary-color);
}

.checkbox-text {
    flex: 1;
    font-size: 0.875rem;
    color: var(--text-secondary);
    line-height: 1.5;
}

.text-link {
    color: var(--primary-color);
    text-decoration: underline;
}

.text-link:hover {
    color: var(--primary-dark);
}

/* ================================
   Insurance Partners
   ================================ */
.insurance-partners {
    padding: 4rem 0;
    background: white;
    position: relative;
    overflow: hidden;
}

.insurance-partners::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--border-color), transparent);
}

.insurance-partners::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--border-color), transparent);
}

.partners-label {
    text-align: center;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 2rem;
}

.partners-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 3rem;
    align-items: center;
    justify-content: center;
}

.partner-logo {
    height: 60px;
    width: auto;
    max-width: 160px;
    object-fit: contain;
    filter: grayscale(0%);
    opacity: 0.85;
    transition: var(--transition);
}

.partner-logo:hover {
    filter: grayscale(0%);
    opacity: 1;
    transform: scale(1.08);
}

@media (max-width: 968px) {
    .partners-grid {
        gap: 2rem;
    }
    
    .partner-logo {
        height: 50px;
        max-width: 130px;
    }
}

@media (max-width: 640px) {
    .partners-grid {
        gap: 1.5rem;
    }
    
    .partner-logo {
        height: 45px;
        max-width: 110px;
    }
}

/* ================================
   Section Styles
   ================================ */
.section-header {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 4rem;
}

.section-label {
    display: inline-block;
    font-size: 0.875rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

.section-title {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.section-description {
    font-size: 1.125rem;
    color: var(--text-secondary);
}

@media (max-width: 640px) {
    .section-title {
        font-size: 2rem;
    }
    
    .section-description {
        font-size: 1rem;
    }
}

/* ================================
   How It Works
   ================================ */
.how-it-works {
    padding: 6rem 0;
    background: white;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
}

.step-card {
    text-align: center;
    padding: 2.5rem 2rem;
    border-radius: var(--radius-2xl);
    background: white;
    transition: var(--transition);
    position: relative;
    border: 1px solid transparent;
}

.step-card::before {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: var(--radius-2xl);
    padding: 1px;
    background: linear-gradient(135deg, var(--border-color), transparent);
    -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
    mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
    -webkit-mask-composite: xor;
    mask-composite: exclude;
    opacity: 0;
    transition: var(--transition);
}

.step-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl), var(--shadow-glow);
}

.step-card:hover::before {
    opacity: 1;
    background: var(--gradient-primary);
}

.step-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-light);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-color);
    transition: var(--transition);
}

.step-card:hover .step-icon {
    background: var(--gradient-primary);
    color: white;
    transform: scale(1.1);
}

.step-title {
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

.step-description {
    color: var(--text-secondary);
    line-height: 1.7;
}

@media (max-width: 968px) {
    .steps-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
}

/* ================================
   CTA Banner
   ================================ */
.cta-banner {
    padding: 6rem 0;
    background: var(--gradient-primary);
    color: white;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-banner::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: 
        radial-gradient(circle at 20% 50%, rgba(255, 255, 255, 0.1) 0%, transparent 50%),
        radial-gradient(circle at 80% 80%, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
    pointer-events: none;
}

.cta-content {
    position: relative;
    max-width: 800px;
    margin: 0 auto;
}

.cta-title {
    font-size: 2.5rem;
    margin-bottom: 1.5rem;
    color: white;
}

.cta-description {
    font-size: 1.125rem;
    margin-bottom: 2rem;
    opacity: 0.95;
}

@media (max-width: 640px) {
    .cta-banner {
        padding: 4rem 0;
    }
    
    .cta-title {
        font-size: 2rem;
    }
}

/* ================================
   About Section
   ================================ */
.about-section {
    padding: 6rem 0;
    background: var(--bg-light);
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.benefits-list {
    list-style: none;
    margin: 2rem 0;
}

.benefit-item {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
    margin-bottom: 1.5rem;
    font-size: 1.125rem;
    color: var(--text-secondary);
}

.benefit-item svg {
    flex-shrink: 0;
    width: 24px;
    height: 24px;
    color: var(--success-color);
    margin-top: 0.25rem;
}

.about-image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.about-image img {
    width: 100%;
    height: auto;
    transition: transform 0.6s ease;
}

.about-image:hover img {
    transform: scale(1.05);
}

@media (max-width: 968px) {
    .about-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .about-image {
        order: -1;
    }
}

/* ================================
   Testimonials
   ================================ */
.testimonials-section {
    padding: 6rem 0;
    background: white;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 3rem;
}

.testimonial-card {
    background: white;
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    transition: var(--transition);
}

.testimonial-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.testimonial-image {
    height: 250px;
    overflow: hidden;
}

.testimonial-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.testimonial-content {
    padding: 2rem;
}

.stars {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1rem;
    color: #FCD34D;
}

.testimonial-title {
    font-size: 1.25rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.testimonial-text {
    color: var(--text-secondary);
    margin-bottom: 1rem;
    line-height: 1.7;
}

.testimonial-author {
    font-weight: 600;
    color: var(--primary-color);
}

@media (max-width: 968px) {
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
}

/* ================================
   Disclaimer
   ================================ */
.disclaimer-section {
    padding: 4rem 0;
    background: var(--bg-light);
}

.disclaimer-title {
    font-size: 2rem;
    margin-bottom: 2rem;
    text-align: center;
}

.disclaimer-content {
    max-width: 900px;
    margin: 0 auto;
}

.disclaimer-block {
    margin-bottom: 2rem;
}

.disclaimer-block h3 {
    font-size: 1.25rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.disclaimer-block p {
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 1rem;
}

.disclaimer-block a {
    color: var(--primary-color);
    text-decoration: underline;
}

.disclaimer-block a:hover {
    color: var(--primary-dark);
}

/* ================================
   Footer
   ================================ */
.footer {
    background: var(--text-primary);
    color: white;
    padding: 4rem 0 2rem;
}

.footer-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-section {
    display: flex;
    flex-direction: column;
}

.footer-logo {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: white;
}

.footer-description {
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.footer-phone {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--primary-light);
    font-weight: 600;
}

.footer-phone a {
    color: var(--primary-light);
    transition: var(--transition-fast);
}

.footer-phone a:hover {
    color: white;
}

.footer-phone svg {
    flex-shrink: 0;
}

.footer-title {
    font-size: 1.125rem;
    margin-bottom: 1.25rem;
    font-weight: 600;
    color: white;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 0.75rem;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    transition: var(--transition-fast);
    text-decoration: none;
}

.footer-links a:hover {
    color: white;
    padding-left: 0.5rem;
}

.footer-bottom {
    padding-top: 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
    color: rgba(255, 255, 255, 0.6);
}

@media (max-width: 992px) {
    .footer-content {
        grid-template-columns: 1fr 1fr;
        gap: 2.5rem;
    }
}

@media (max-width: 576px) {
    .footer-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
}

/* ================================
   Utilities
   ================================ */
.text-center {
    text-align: center;
}

.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }

.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }


/* ================================
   Benefits Section
   ================================ */
.benefits-section {
    padding: 6rem 0;
    background: white;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.benefit-card {
    background: var(--bg-light);
    padding: 2rem;
    border-radius: var(--radius-2xl);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.benefit-card::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s ease;
}

.benefit-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    background: white;
}

.benefit-card:hover::after {
    transform: scaleX(1);
}

.benefit-icon {
    width: 64px;
    height: 64px;
    background: var(--gradient-light);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-color);
    margin-bottom: 1.5rem;
    transition: var(--transition);
}

.benefit-card:hover .benefit-icon {
    background: var(--gradient-primary);
    color: white;
    transform: scale(1.1) rotate(5deg);
}

.benefit-title {
    font-size: 1.25rem;
    margin-bottom: 0.75rem;
    color: var(--text-primary);
}

.benefit-description {
    color: var(--text-secondary);
    line-height: 1.7;
}

@media (max-width: 968px) {
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .benefits-grid {
        grid-template-columns: 1fr;
    }
}

/* ================================
   Process Section
   ================================ */
.process-section {
    padding: 6rem 0;
    background: var(--bg-light);
}

.process-steps {
    max-width: 800px;
    margin: 0 auto 4rem;
}

.process-step {
    display: flex;
    gap: 2rem;
    margin-bottom: 3rem;
    position: relative;
}

.process-step:not(:last-child)::after {
    content: '';
    position: absolute;
    left: 27px;
    top: 64px;
    width: 2px;
    height: calc(100% + 12px);
    background: linear-gradient(180deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    opacity: 0.3;
}

.step-number {
    flex-shrink: 0;
    width: 56px;
    height: 56px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
    box-shadow: var(--shadow-lg);
}

.step-content {
    flex: 1;
    padding-top: 0.5rem;
}

.step-title {
    font-size: 1.5rem;
    margin-bottom: 0.75rem;
    color: var(--text-primary);
}

.step-description {
    color: var(--text-secondary);
    line-height: 1.7;
}

.process-cta {
    text-align: center;
    background: white;
    padding: 3rem;
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-lg);
}

.cta-subtitle {
    font-size: 1.75rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.cta-text {
    color: var(--text-secondary);
    margin-bottom: 2rem;
    font-size: 1.125rem;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

@media (max-width: 640px) {
    .process-step {
        gap: 1rem;
    }
    
    .step-number {
        width: 48px;
        height: 48px;
        font-size: 1.25rem;
    }
    
    .process-step:not(:last-child)::after {
        left: 23px;
        top: 56px;
    }
    
    .cta-buttons {
        flex-direction: column;
    }
    
    .cta-buttons .btn {
        width: 100%;
    }
}

/* ================================
   Testimonials Updates
   ================================ */
.testimonials-section {
    padding: 6rem 0;
    background: white;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.testimonial-card {
    background: var(--bg-light);
    border-radius: var(--radius-xl);
    padding: 2rem;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.testimonial-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    background: white;
}

.testimonial-rating {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1.5rem;
}

.testimonial-text {
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 1.5rem;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.author-avatar {
    width: 48px;
    height: 48px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 700;
    font-size: 1rem;
}

.author-name {
    font-weight: 600;
    color: var(--text-primary);
    margin: 0;
}

.author-location {
    font-size: 0.875rem;
    color: var(--text-light);
    margin: 0;
}

@media (max-width: 968px) {
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
}

/* ================================
   Final CTA Section
   ================================ */
.final-cta-section {
    padding: 6rem 0;
    background: var(--gradient-primary);
    color: white;
    position: relative;
    overflow: hidden;
}

.final-cta-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: 
        radial-gradient(circle at 20% 50%, rgba(255, 255, 255, 0.1) 0%, transparent 50%),
        radial-gradient(circle at 80% 80%, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
    pointer-events: none;
}

.final-cta-content {
    position: relative;
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
}

.final-cta-title {
    font-size: 3rem;
    margin-bottom: 1.5rem;
    color: white;
}

.final-cta-description {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    opacity: 0.95;
    line-height: 1.7;
}

.final-cta-features {
    display: flex;
    gap: 2rem;
    justify-content: center;
    margin-bottom: 3rem;
    flex-wrap: wrap;
}

.cta-feature {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    font-size: 1.125rem;
    font-weight: 600;
}

.cta-feature svg {
    flex-shrink: 0;
}

.final-cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.btn-xl {
    padding: 1.25rem 2.5rem;
    font-size: 1.25rem;
}

.btn-outline-light {
    background: transparent;
    color: white;
    border: 2px solid white;
}

.btn-outline-light:hover {
    background: white;
    color: var(--primary-color);
}

@media (max-width: 640px) {
    .final-cta-title {
        font-size: 2rem;
    }
    
    .final-cta-description {
        font-size: 1.125rem;
    }
    
    .final-cta-features {
        flex-direction: column;
        gap: 1rem;
    }
    
    .final-cta-buttons {
        flex-direction: column;
    }
    
    .final-cta-buttons .btn {
        width: 100%;
    }
}

/* ================================
   Location Pages Styles
   ================================ */

/* Breadcrumbs */
.breadcrumbs-section {
    padding: 1.5rem 0;
    background: var(--bg-light);
    border-bottom: 1px solid var(--border-color);
    margin-top: 65px;
}

.breadcrumb {
    display: flex;
    flex-wrap: wrap;
    list-style: none;
    gap: 0.5rem;
    align-items: center;
    font-size: 0.875rem;
}

.breadcrumb li {
    display: flex;
    align-items: center;
}

.breadcrumb li:not(:last-child)::after {
    content: '/';
    margin-left: 0.5rem;
    color: var(--text-light);
}

.breadcrumb a {
    color: var(--primary-color);
    text-decoration: none;
}

.breadcrumb a:hover {
    text-decoration: underline;
}

.breadcrumb .active {
    color: var(--text-secondary);
}

/* Location Hero */
.location-hero {
    padding: 4rem 0;
    background: var(--gradient-light);
    text-align: center;
}

.location-hero-title {
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.location-hero-subtitle {
    font-size: 1.125rem;
    color: var(--text-secondary);
    max-width: 700px;
    margin: 0 auto 2rem;
    line-height: 1.7;
}

.location-cta {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

@media (max-width: 640px) {
    .location-hero {
        padding: 3rem 0;
    }
    
    .location-hero-title {
        font-size: 1.75rem;
    }
    
    .location-hero-subtitle {
        font-size: 1rem;
    }
    
    .location-cta {
        flex-direction: column;
    }
    
    .location-cta .btn {
        width: 100%;
    }
}

/* Location Content Grid */
.location-content {
    padding: 4rem 0;
}

.content-grid {
    display: grid;
    grid-template-columns: 1fr 350px;
    gap: 3rem;
    align-items: start;
}

.main-content h2 {
    font-size: 1.75rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.main-content h3 {
    font-size: 1.25rem;
    margin: 2rem 0 1rem;
    color: var(--text-primary);
}

.main-content p {
    color: var(--text-secondary);
    line-height: 1.8;
    margin-bottom: 1rem;
}

.main-content .benefits-list {
    background: var(--bg-light);
    padding: 1.5rem 2rem;
    border-radius: var(--radius-lg);
    margin: 2rem 0;
}

.main-content .benefits-list ul {
    list-style: none;
    margin: 1rem 0 0;
}

.main-content .benefits-list li {
    padding: 0.5rem 0;
    color: var(--text-secondary);
    line-height: 1.6;
}

/* CTA Box */
.cta-box {
    background: var(--gradient-primary);
    padding: 2rem;
    border-radius: var(--radius-xl);
    color: white;
    margin-top: 2rem;
    text-align: center;
}

.cta-box h3 {
    color: white;
    margin: 0 0 1rem;
}

.cta-box p {
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 1.5rem;
}

.cta-box a {
    color: white;
    text-decoration: underline;
}

.cta-box .btn {
    background: white;
    color: var(--primary-color);
}

.cta-box .btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

/* Sidebar */
.sidebar {
    position: sticky;
    top: 100px;
}

.sidebar-card {
    background: var(--bg-light);
    padding: 1.5rem;
    border-radius: var(--radius-lg);
    margin-bottom: 1.5rem;
}

.sidebar-card h3 {
    font-size: 1.125rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.sidebar-card p {
    color: var(--text-secondary);
    font-size: 0.9375rem;
    line-height: 1.6;
    margin-bottom: 1rem;
}

.sidebar-list {
    list-style: none;
}

.sidebar-list li {
    padding: 0.5rem 0;
    padding-left: 1.5rem;
    position: relative;
    color: var(--text-secondary);
    font-size: 0.9375rem;
}

.sidebar-list li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--success-color);
}

.btn-full {
    width: 100%;
}

@media (max-width: 968px) {
    .content-grid {
        grid-template-columns: 1fr;
    }
    
    .sidebar {
        position: static;
    }
}

/* Internal Links Section */
.internal-links-section {
    padding: 4rem 0;
    background: var(--bg-light);
}

.internal-links-section h2 {
    text-align: center;
    margin-bottom: 2rem;
    font-size: 1.75rem;
}

.links-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
    gap: 1rem;
}

.links-grid a {
    display: block;
    padding: 1rem;
    background: white;
    border-radius: var(--radius-md);
    color: var(--text-primary);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.links-grid a:hover {
    background: var(--primary-color);
    color: white;
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

/* States Footer Section */
.states-footer {
    padding: 4rem 0;
    background: var(--text-primary);
    color: white;
}

.states-footer h3 {
    text-align: center;
    margin-bottom: 2rem;
    color: white;
    font-size: 1.25rem;
}

.states-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    justify-content: center;
}

.states-grid a {
    padding: 0.5rem 1rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-sm);
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    font-size: 0.875rem;
    transition: var(--transition-fast);
}

.states-grid a:hover,
.states-grid a.current {
    background: var(--primary-color);
    color: white;
}

/* Coverage Area Index Page */
.coverage-states-section {
    padding: 4rem 0;
}

.coverage-states-section h2 {
    text-align: center;
    margin-bottom: 1rem;
    font-size: 2rem;
}

.section-intro {
    text-align: center;
    color: var(--text-secondary);
    margin-bottom: 3rem;
    font-size: 1.125rem;
}

.states-grid-large {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
    gap: 1rem;
}

.state-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 1.5rem 1rem;
    background: var(--bg-light);
    border-radius: var(--radius-lg);
    text-decoration: none;
    transition: var(--transition);
    text-align: center;
}

.state-card:hover {
    background: var(--primary-color);
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.state-card .state-abbr {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 0.5rem;
    font-family: 'Poppins', sans-serif;
}

.state-card:hover .state-abbr {
    color: white;
}

.state-card .state-name {
    font-size: 0.9375rem;
    color: var(--text-secondary);
    font-weight: 500;
}

.state-card:hover .state-name {
    color: rgba(255, 255, 255, 0.9);
}

/* Why Section on Index */
.why-section {
    padding: 4rem 0;
    background: var(--bg-light);
}

.why-section h2 {
    text-align: center;
    margin-bottom: 3rem;
    font-size: 2rem;
}

.why-section .benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

.why-section .benefit-card {
    text-align: center;
    background: white;
}

.why-section .benefit-card h3 {
    font-size: 1.125rem;
    margin-bottom: 0.75rem;
}

@media (max-width: 968px) {
    .why-section .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .why-section .benefits-grid {
        grid-template-columns: 1fr;
    }
    
    .states-grid-large {
        grid-template-columns: repeat(2, 1fr);
    }
}